Saturday morning, we had to sign papers for the refinancing
of the house. The notary was at our house at 8:30AM so we could sign the dozens
of documents to make the horrible loan process end. We have been working on
this for over three months. Even though we have excellent credit and a ton of
equity in our house, it seemed as though this loan was not going to close. I
found the process to be quite onerous – much more so than in past times and we
had to jump through a million hoops to get it done. Other missteps by the
lender almost caused me to pull the plug on the whole deal just a few days
before closing, but the thought of starting again, or going through all that
for nothing forced me forward.
Of course, when the notary arrived with the papers there
were questions. The documents had
mistakes and were unclear. The notary kept pushing us to sign anyway saying we
could rescind within three days, but that is not how we roll (and that is
bizarre advice for a notary to give). She was clearly irritated with us, but
neither Steve nor I cared. The financing for the house is a little too
important to worry about the feelings of the person whose only role in the
whole thing was to witness our signatures. We were on the phone with the lender clearing
up the confusion. Their work was sloppy and trying to unravel it on the phone
was difficult. They were asking me to
compare these documents to ones forwarded to me in an email several months ago
to explain the confusion. This did not please me but I went over to my computer
to do the search.
That’s when Maggie had an episode of respiratory
distress.
I hate those things; they are scary as hell. They are scary
for Maggie and for anyone who happens to witness it. After the second one in September, we took her
to the ER. They wanted to admit Maggie then, but they did not know what they
were looking for. I cajoled and promised to follow up with the pulmonologist
and we avoided admission and allowed to go home. She had an exam under
anesthesia a few days later and the doctor could give me no reason for these
episodes. But they seemed to stop, so I did not worry.
Now they are back. There were a couple of episodes over
Christmas break, two last Thursday and one on Saturday. That is five in about three weeks. Not good.
I do not see any pattern to them and I cannot figure out what triggers them.
Something happens that starts a chain of events and in about 10 seconds, Maggie
is not breathing and turning blue. She seems to be holding her breath and because
she is panicked, she cannot “remember” how to stop herself from doing so. Her arms
are extended and fisted and it is very frightening. They can last several
moments and even when she starts breathing again, she is completely freaked out
and needs a large amount of oxygen to calm down and get back to normal.
Needless to say, everything stops when that happens.
On Saturday, it hit as I was on the phone with the lender
and the notary’s irritation was growing. I saw it start and said “Steve, she
needs oxygen.” Steve was already in action before I even said anything. I told
the lender we had a medical emergency and she needed to figure things out and
call me back. I look at the notary who had gone from irritation to shock. I actually
felt a little sorry for her. If she could have flattened herself against the
wall, I am sure she would have. I tried to sound calm and said, "don’t
worry, this happens sometimes, we know what to do" -- all while I hoping
we really did.
Maggie recovered. The lender called back acknowledging
mistakes resulting in an error in our favor (of $32) and said keep it. The
notary whipped through the paperwork and could not get out of here fast enough.
After she left and we
all relaxed, Steve and I could not help but laugh at how completely ridiculous
our life can be.
At least we made $32.
Lord. Sounds like my house. I wish we could re-fi, but not in the cards for us. Glad you managed it and buy yourself a treat with the $32!
ReplyDeleteHugs. Even though I don't know you.
Congratulations on navigating all of this simultaneously and being able to laugh afterwards---it was exceedingly generous of you to feel sorry for the impatient notary!
ReplyDeleteMe, too. Glad that you were able to laugh at the hell that life can sometimes be. I am wondering -- just wondering -- if those weird episodes could perhaps be a type seizure?
ReplyDeleteNo, it's not a seizure. She is totally "with it" and panicked throughout. It's some sort of spasm or momentary closure of her airway which is then exacerbated by her panic. They are no fun, that's for sure, but all we can do is what we are already doing.
ReplyDelete